Here is what you have, and here is how to keep it.
The deadline to do something about a construction defect is not a fact about your house. It is a fact about your state. The same crack in the same wall gives you 4 years in Tennessee, 12 in Pennsylvania, and — in New York — no repose deadline at all. Dead in one state, live in another.
50 states verified against their primary statutory text. Find yours.
Tennesseefraud exempt4 yrArkansasfraud exempt5 yrLouisianafraud exempt5 yrVirginia5 yrColorado6 yrDelaware6 yrMassachusetts6 yrMichigan6 yrMississippi6 yrMontana6 yrNorth Carolinafraud exempt6 yrWashington6 yrAlabamafraud exempt7 yrConnecticut7 yrFlorida7 yrWisconsinfraud exempt7 yrArizona8 yrGeorgia8 yrNew Hampshirefraud exempt8 yrSouth Carolinafraud exempt8 yrUtahfraud exempt9 yrAlaskafraud exempt10 yrCaliforniafraud exempt10 yrHawaii10 yrIllinoisfraud exempt10 yrIndiana10 yrIowa10 yrKansas10 yrMaine10 yrMaryland10 yrMinnesotafraud exempt10 yrMissourifraud exempt10 yrNebraska10 yrNevadafraud exempt10 yrNew Jersey10 yrNew Mexico10 yrNorth Dakota10 yrOhiofraud exempt10 yrOklahoma10 yrOregon10 yrRhode Island10 yrSouth Dakotafraud exempt10 yrTexasfraud exempt10 yrWest Virginia10 yrWyoming10 yrPennsylvania12 yrIdahono reposeKentuckyno reposeNew Yorkno reposeVermontno repose
In 18 of these states, the deadline does not protect fraud.
A builder who concealed the problem cannot hide behind the clock in Alabama, Alaska, Arkansas, California, Illinois, Louisiana, Minnesota, Missouri, Nevada, New Hampshire, North Carolina, Ohio, South Carolina, South Dakota, Tennessee, Texas, Utah, Wisconsin. Where a state is not listed here, assume the deadline is firm.